Hiring a Painter Without Insurance? Here’s What Can Go Wrong

When you’re ready to get your home painted, it’s tempting to go with the cheapest option. Maybe it’s a guy with a ladder and a brush, offering to get the job done fast and cheap. But if your painter doesn’t carry insurance or proper licensing, that low quote could become a financial nightmare. This may be a pain point that has you hesitant about hiring painters—and it should be. There’s more at risk than just some paint on the walls. 

Property Damage Is More Common Than You Think 

Let’s say a painter knocks over a bucket of primer, and it spills across your brand-new flooring. Or they bump into your trim with a ladder and leave gouges behind. If they’re uninsured, those repairs are now your responsibility. Hiring someone without adequate general liability insurance means you have no easy way to recover costs for any damage they cause. Even experienced painters can have accidents, but only properly insured professionals are backed by liability coverage to help make things right. 

Homeowners often assume their homeowner’s policy will step in, but many policies don’t cover damage caused by unlicensed or uninsured contractors. That means you’re stuck covering the bill. With CertaPro Painters, every crew is properlyfully insured, so if something goes wrong, you’re protected. That kind of peace of mind is worth more than a few dollars saved on a bargain bid. 

Injury Claims Can Land on You 

Another real risk is liability for injury. If a painter gets hurt on your property and doesn’t have worker’s’ comp insurance, you could be the one held responsible. Medical bills, lost wages, and even legal fees can come back on the homeowner if the contractor isn’t properly insured. That’s not just a headache—it could affect your financial future. 

This is where hiring insured painting contractors is non-negotiable. At CertaPro Painters, all our teams are required to meet state and local requirements for licensing, bonding, and insurance, and bonding, protecting both you and our employees. It’s about doing things the right way from start to finish, so you’re not left holding the bag if something goes wrong. 

Uninsured Painters May Cut Other Corners Too 

Choosing a painter who isn’t insured often means other shortcuts are being taken. Are they following proper prep and cleanup procedures? Are they using the right products for your climate and surface? Are they providing detailed, written estimates? If they don’t care enough about their customers to carry insurance, they’re almost certainly may be cutting corners elsewhere—and that shows up in the final result. 

Professional painting isn’t just about getting color on the walls. It’s about protecting your property, your budget, and your time. With CertaPro Painters, you can be confident that we’re covered, qualified, and committed to delivering reliable house painting services that hold up over time. Our crews respect your home, work safely, and clean up when the job is done. That’s the level of care every homeowner deserves. 

Start Preparing for a Painting Project with CertaPro Painters 

If you’ve been putting off a paint project because you’re unsure who to trust, start by working with a contractor who’s fully insured, bonded, and experienced. CertaPro Painters has built a reputation on doing things the right way, every time. We don’t leave things to chance, and neither should you. Don’t take unnecessary risks with your home. Schedule your estimate today and let’s get your next project started—with full confidence.